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Consolidate Your Debts With Chapter 13 Bankruptcy
What is Chapter 13 Bankruptcy?
If you live in the Tiffin, OH, area, and have a consistent source of income, you may be eligible to file Chapter 13 bankruptcy. Filing Chapter 13 bankruptcy gives you a payment plan to repay your debt interest-free through consolidation for a three-to-five-year period. During this time period, creditors cannot collect debts from you. This allows you to make interest-free monthly payments on consolidated debts, including car loans, credit card debt, student debt, and other unsecured debt. Your income, expenses, and property value can determine your eligibility for Chapter 13 bankruptcy filing, and these factors also determine your monthly debt payment and the length of the repayment period.
If you have a job and steady flow of income, make a quick phone call to Attorney Kevin Mack, in Tiffin, OH, to discuss whether Chapter 13 bankruptcy is the right move for you. You can get your creditors off your back and stop harassment, while effectively paying off your debts through a consolidated payment plan. Call The Law Office of Kevin Mack, LLC today at (419) 455-9508 or contact us online for more information on Chapter 13 bankruptcy.
Call Kevin Mack in Tiffin, OH, for Chapter 13 Bankruptcy Representation
Some of the benefits to filing Chapter 13 bankruptcy include protecting your cosigners and stopping finance companies from repossessing your vehicle, but one thing to avoid before filing Chapter 13 is refinancing your mortgage. You can include your mortgage in your consolidated payment plan and protect your equity, but additional payments can appear if you choose to take out a second mortgage or refinance. Creditors can and will try to take advantage of you when you find yourself most vulnerable, which is why it is important to have quality legal representation. When you call Attorney Kevin Mack, in Tiffin, OH, you can count on an end to creditor harassment and a simpler way to pay off your debts and start to build your credit again. Visit us on South Washington St. in Tiffin and ask about Chapter 13 bankruptcy representation today.